Millison Insurance Agency has been offering high quality specialty insurance and financial products to the York, PA and surrounding area for over 23 years. With an in depth understanding of your current situation, together we can develop an insurance strategy based upon your specific situation and needs. Your security is important to you and as our client, you will always know that it is important to us as well. We offer many types of financial products - call us today to find out how we can help you reach your goals.
Independent agents do not work for an insurance company; we work for you. We are on your side when you have a loss and follow through to see that you receive fair, prompt payment and service.
Our Specialty Products And Services Include:
Manufactured Home
Any occupancy (owner, seasonal, rental, vacant, tenant)
Any age (Even prior to 1976)
Any location
Any value less than $200,000
No photo required
Most prior losses acceptable
Bankruptcies or credit problems acceptable
Optional Replacement Cost for homes up to 15 years old
Modular housing acceptable
Stationary travel trailer acceptable
Breakdown Endorsement covers mechanical or electrical failure of home systems and appliances
But Especially These:
Rental and Vacant risks
Unprotected homes
Mid to Lower home values
Specialty Dwelling Fire (DP-1)
Any occupancy
3-, 6- or 12-month Vacant policy
Multiple family dwellings acceptable (up to 4 families)
Any age home (no update required)
Any location (even protection class 9 & 10)
No photos (inspections ordered by the company)
Any value under $300,000
Vacant will allow values up $500,000
Most prior losses acceptable
Bankruptcies or credit problems acceptable
Coverage for Structures such as pole barns, camping structures and covered boat slips
Options: short-term rental, occasional rental, vacancy permission, vacant home builder’s risk, personal property, liability vandalism
But Especially These …
Rental, Seasonal or Vacant risks
Older homes (prior to 1960)
Values between $60,000 and $150,000
Central and Western counties
Specialty Dwelling Fire (DP-3)
Rental or seasonal occupancy
Homes aged 80 or newer
Roof 20 years or newer / flat roof 12 years or newer
ACV or Agreed Value Modified Functional Replacement Cost
Flat roof 12 years or newer with Enhanced Coverage
Replacement Cost option for home 80 years or newer (with roof 20 years or newer)
Any location (even protection classes 9 & 10)
No photos (inspections ordered by the company)
Values $40,000 to $400,000
Most prior losses acceptable
Bankruptcies or credit problems acceptable
Cancelled or non-renewed by previous carrier (subject or underwriting approval)
Options: water backup and sump overflow, hobby farming
But Especially These
Cancelled or non-renewed by prior carrier
Older homes (pre-1980)
Value $150,000 to $300,000 in Northeast counties
Values $40,000 to $100,000
Motorcycle
All bike types (including off-road ATV’s, scooters, high performance bikes)
Custom bikes (subject to underwriting approval)
Liability-only policies
Liability limits up to $250,000/$500,000
Driving record (nearly any)
Accessories coverage ($3000 INCLUDED; optional increase to $15,000)
Replacement Cost available for bikes 2 years old or newer
But Especially These…
Class “A” bikes (Japanese for foreign street bikes)
ATVs
Married insured (age 50 or older)
Average to good credit
Snowmobile
Three levels of protection: Liability only, Liability plus comprehensive or Liability with comprehensive and collision coverage.
Trailer coverage
Discounts available (association, renewal, multi-unit, safety course completion and more)
Six month lay-up option
Watercraft
All boat types (up to 64’ in length; 125’ for Houseboats)
Boat speeds up to 120 mph
Boats and PWCs of any age
Boat values up to $500,000
All personal watercraft
Liability-only policies
Liability Limits up to $1,000,000 CSL for boats (up to 10 –year-old parts)
Package Endorsements that offer UB/UIB, Towing, PE Rental & Travel Reimbursement, Pro Angler coverages.
Discounts available (multi-unit for PWC, ownership, renewal, transfer, diesel fuel for boat)
But Especially These …
Experienced owners aged 50 or older
Personal Watercraft (e.g., Jet Skis)
3 or 4 Outboard Sport-Fishing Boats up to 80 mph
Bass Boats up to 90 mph
All other boats up to 60 mph
Boat values $100,000 and below.
Motor Home / Travel Trailer
Four Settlement Options: ACV, Agreed Value, Purchase Price or Replacement Cost
Motor Home Liability Limits up to $500/500
No Surcharge for first two Minor Violations
Personal Liability Endorsements are available for Vacationers or Full Timers
Discounts Available (Association, Anti-Theft, Accident Prevention, Passive Restraint, Anti-Lock)
But Especially These …
Motor Home:
Class A & Class C Units
Values up to $300,000
Travel Trailer:
All
Collector Vehicle
Any collectible vehicle used only for pleasure (Antique, Classic, Muscle Car, Exotics, Modified)
Hard to place vehicles such as late model, replica, highly modified, and under restoration
Mileage plans (1,000, 3,000 6,000) with roll over mileage
Agreed Value settlement
Collections of all sizes
Combined Single Limits up to $500,000
One liability charge for multi-unit policies
Nationwide Roadside Assistance Program
But Especially These …
3,000 mile plan or less
Larger collections and higher valued vehicles
Combined Single Limits of $300,000 or less
Car Club Members
Modified, newer classics (<25 years old), and exotics.
Limited driving to and from work.
Dieter Finacial Services An office of MetLife
Michael J. Dieter, CMFC
Financial Planner
Financial Services Representative
Investment Advisor Representative
*I will work with you and your tax and legal advisers tohelp yopu select the most appropriate product solutions to suit your specific needs and circumstances. Some health insurance products offered by unaffiliated insurers through the Enterprise General Insurance Agency Inc (EGA)., Somerset, NJ 08873. Metropolitan Life Insurance Company (MLIC), New York, NY 10166. Securities products and investment advisory services offered by MetLife Securities, Inc. (MSI)(membe FINRA/SIPC), a registered investment advisor, New York, NY 10166. Auto 7 Home insurance is offered by Metropolitan Property and Casuality Insurance Company (MPCIC) and affiliates, Warwick, RI, EGA, MLIC, MSI and MPCIC are MetLife companies. Please note it is your choice whether to purchase a life insurance policy only, security products only, or both life insurance and securities products from me. L0309022584[exp0310][DE,MD,PA]
